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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

20 Things Under $20 to Always Keep in the Car

One of our nation’s founding fathers, Benjamin Franklin, famously said, “By failing to prepare, you are preparing to fail.” This mantra is especially true when you get behind the wheel. So to make sure you’re prepared for anything life may throw your way, here’s a list of 20 essential items you should always keep in your car. And best of all: each is readily available...

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...

Car Chip Shortage 2021: What’s Going On?

What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The past year’s global health crisis has led to unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And...

Survey: The Top 5 Reasons Why Drivers Speed (2021)

During the early months of the pandemic, did you notice more fast cars on the road? (And, be honest: Did you step on the gas yourself when the roads were less busy?) The trend is noticeable – and several national highway safety organizations agree. Some groups, such as the Governors Highway Safety Association, are now sounding the alarm about the increase and launching programs to...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...