About Us

Fairfax Insurance AgencyThree generations of Spicers have been protecting local families and businesses since 1954.   Frank Spicer Sr started in the insurance business some 61 years ago.  Frank Spicer Sr worked as a life insurance agent and manager with Met Life and New England Financial.  Following in his father’s footsteps, Frank Spicer Jr began as a life insurance agent in 1974.  After several years Frank decided to begin his own independent insurance agency in May of 1984. With no clients, no office, and very little money, Frank started the Spicer agency out of bedroom in his Annandale, VA home.  Over the past 31 years the Spicer agency has grown and now has 14 employees and thousands of loyal clients. 

Frank Spicer Jr’s son Chris Spicer joined the agency in 1999 and both father and son proudly carry on the Spicer tradition today. 

The Spicer agency has been a family owned & operated insurance agency since its founding.  From humble beginnings the Spicer agency has grown to one of largest insurance agencies in the state of Virginia.  The Spicer agency has a great staff of licensed, experienced, customer-focused agents are ready to assist you. 

The Spicer agency is licensed to do business in Virginia, Maryland, DC, West Virginia & North Carolina. 

Conveniently located just across the street from Fair Oaks Mall the Spicer Agency is open Monday-Friday, from 8am-5pm, and evenings by appointment. Please don’t hesitate to contact us!

An Independent Advantage

We are Independent Agents in Fairfax, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Frank D. Spicer Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.